The bank for a changing world


Phone line

801 321 123

+48 22 134 00 00

7/24 phone line (Calls are charged at normal network operator's call rate)

Mortgage Loan

Loan based on advantageous terms and conditions

Find your branch
Product available:

Learn about the advantages of the mortgage loan

Are you considering a mortgage loan, but fear high costs?

We have a perfect solution to your problem! Check out our Mortgage Loan

How to use the mortgage loan?

Come to our branch

Visit our branch

Discuss the terms of our offer with your relationship manager and check what documents are required.

Find branch

File an application and necessary documents.

File an application with required documents

Sign an agreement at the branch

Sign an agreement at the branch

The money will be transferred into your account.

The money will be transferred into your account

Interest rate

The loan bears a variable interest rate defined as the sum of the reference rate and the Bank’s margin.

The margin depends on:

  • additional products held by the customer: personal account, property insurance, insurance package: life insurance, insurance against loss of job or temporary disability to work or hospitalisation;
  • loan amount;
  • LTV;
  • asset offered as collateral;
  • interest rate on mortgage and construction loans

Files to download

Certificate of employment and earnings to be issued by the employer
Certificate of business activity carried out by the borrower
Certificate of agricultural activity carried out by the borrower


The Bank’s authorisations as an Agent:

Authorisation for a TUnŻ Cardiff Agent
Authorisation for a Cardif ARD Agent
Authorisation for a PZU Agent

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