Serwis www BNP Paribas Bank Polska

The bank for a changing world


Phone line

801 321 123

+48 22 134 00 00

7/24 phone line (Calls are charged at normal network operator's call rate)

Open Banking

stands for cutting-edge financial and banking services which are enabled by the EU directive known as PSD2 and allow third parties to develop innovative solutions using data or services provided by Banks and other financial institutions



  • Your data is protected by cutting-edge technologies and the highest security standards that comply with the Polish (Payment Services Act), and European (PSD2 and RTS) regulations Linking to important links
  • The decision on who uses your data under Open Banking (banks or other financial institutions) is yours alone
  • We provide Open Banking services only after you have given your Consent.
  • Remember: you can always withdraw your Consent

For more information on consents and data, visit:


Always remember to follow online banking security rules. You can find them at:

Open Banking services


Your accounts with different banks in GOonline banking 


  • Account Aggregator is a service for Customers who, with one application and one login, want to have transparent access to information about their accounts with other banks, such as balances and transaction histories
  • The Account Information Service (AIS) is based on the Payment Services Act, a Polish regulation which implements the EU PSD2 directive
  • With your consent, banks are required to provide third parties with information about your online accounts

For more information on this service and how to activate it, visit:




We are the first provider of this solution in Poland!


  • Open Banking Portal is a web application where you can check which of your data have been obtained from other banks with your consent
  • Open Banking Portal allows instant confirmation of your identity using information from a bank other than BNP Paribas and supports approval of your loan application by BNP Paribas Bank as you shop online
  • This makes the credit application process as short as possible – for you, it's just a few clicks away!


Open Banking Portal login:  



  • No, we do not receive your login data from other banks.

  • No, your data from BNP Paribas Bank will not be visible in other applications.

  • Yes. Data presented from other bank accounts are encrypted. 

  • No. The added account will continue to be operated by the same bank.

  • We emailed your ID (i.e. login) to you when you applied for credit online.

  • Because it is a one-time consent and was used only once when you applied for credit online.

  • The Open Banking Portal presents data that have been collected with your consent on a one-time basis and used in the process of making a credit decision or verifying your identity. 


  • A service through which you can access information about your bank accounts available online at various institutions.

  • .A service that verifies whether you have enough money in your account to proceed with a transaction. If you are paying with a card issued by a bank other than the one in which you have your account, the CAF will enable checking whether the balance of that account is sufficient.

  • PSD2 – Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC. The directive regulates existing and new financial services, as well as establishes rules for open banking. It applies in the European Economic Area, which comprises the European Union, Iceland, Norway and Liechtenstein. In Poland, PSD2 was implemented through amendments to the Payment Services Act. For more information on PSD2, visit:

  • When you order a payment, your PIS provider will initiate the order, which will then be executed by your bank – with your consent.

  • Commission Delegated Regulation (EU) 2018/389 of 27 November 2017 supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication.

  • Third-party providers of financial services. TPPs are banks and other institutions that provide new services enabled by PSD2. 

Important links

Payment Services Act CHECK OUT
RTS | Commission Delegated Regulation supplementing Directive (EU) 2015/2366 of the European Parliament and of the Council with regard to regulatory technical standards for strong customer authentication and common and secure open standards of communication CHECK OUT



  • We make our dedicated API interface available to certified payment service providers (TPPs), developers and other parties using API services.
  • At the API Portal, you will find full documentation of our API and access to our staging and live environments. 
For more information on the API Portal, visit: 

Your data is processed in accordance with the GDPR. For additional information on the principles of personal data processing applicable at the Bank check:

Read more about PSD2 check:

Privacy policy check: